TBH, i find this game drastically over-rated. Played it, won a couple games out of the like 4 times i played, not much to keep me playing.
Though i wont say I don't get why people don't like it, they do the battle royal style very well, but in general battle royal type games arent my type of shooters - not much tactical realism.
Also I feel you on the money spending haha, games like rocket league or recently Siege that have aesthetic content make you want to buy extra stuff; so long as they dont do a "pay to win" i wont hate on the game. Wont enjoy it, but wont hate on it either.